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Service Fees

Personal Service Fees

FREE Transaction for All USD AccountsPersonal USD accounts receive one free debit per month. All service fees will be waived if member maintains a minimum balance of $1,000.

AFT Trace/Recall Request $18.00
Bill Payment on Savings Account – In Branch, Online, Telephone or ATM $2.00
Bill Payment Trace $20.00
Certified Cheques – Member $15.00
Certified Cheques – Non-Member $20.00
Cheque Images Returned With Statement $3.00/month
Collection Item $20.00
CUDP RESP Transfer Out $125.00
Daylight Overdraft $5.00/item
Debit Mastercard Replacement Card $10.00
Debit Mastercard Rush Card Order Fee $35.00
Delinquent Notice – Phone Call $15.00
Delinquent Notice – Letter $140.00
Delinquent Notice – Manual Transfer $35.00
Drafts (CDN) $7.50
Drafts – Refund or Replacement if Lost or Stolen $20.00
Duplicate Remote Deposit Capture $10.00
EVA Gold Chequing Account (monthly) $6.50
EVA Silver Chequing Account (monthly) $5.00
Handling Post-dated Cheque $3.00
HELOC Split or Combining $50.00
Incoming Wires (CDN) $17.50
Incoming Wires – received in foreign funds other than USD $17.50
Incoming Wires (USD) – fee due in USD $17.50 USD
INTERAC e-Transfer® Transaction $1.50 per outgoing transaction
Mailed Paper Statement $3.00/statement
Mortgage Closing for Refinances $675.00
Mortgage Payout Information Statement to Lawyer $20.00
NSF Cheque Fee $65.00
Optional Overdraft Protection $4.00/month when used plus applicable interest charges
Personalized Cheques Cost per supplier
Request for Member Letter $20.00
Request for Credit Union Records (hourly) $35.00
Request for Credit Union Records (minimum) $15.00
RRSP/RRIF/TFSA Transfer Out Fee (per plan) $125.00
RRSP/TFSA Withdrawals from Fixed/Redeem Locked $25.00
Safety Deposit Box Rental From $50.00 – $300.00 per year + HST
Stop Payment on Debit Mastercard $18.00
Stop Payment on Cheque $18.00
Stop Payment on USD Cheque $18.00 USD
Stop Payment on USD Draft $43.00 USD
Temporary Cheques – four per order $8.00
Transfer Account Balance to Another Financial Institution $70.00
USD Drafts $10.00
Wire Amendment $35.00
Wire Trace/Recall/Cancel Request $35.00
Wiring of Funds – Outgoing (Less than $10,000) $30.00
Wiring of Funds – Outgoing (More than $10,000) $50.00
Wiring of Funds – Incoming $15.00
Writing USD Funds Cheque on a Canadian Fund Account $16.00

Commercial Service Fees

Account Confirmation $25.00
Cash/Coin Float Preparation $84.00/hr + HST
Business Chequing and Savings Accounts Cash Deposits and Withdrawals* 0.1% of amount deposited or withdrawn
Chargeback – Per Cheque or CAFT Item $5.00
Corporate Deposit Capture (Setup) $75.00
Corporate Deposit Capture (Monthly) $50.00
Chequing Monthly Service Fee $4.50, $20.00, $50.00 and Custom
FREE Transaction for All USD Accounts Business USD accounts receive one free transaction per month; transaction can be debit or credit (both)
HELOC Split or Combining $50.00
Mailed Paper Statements $3.00/statement
Mortgage Payout Information Statement to Lawyer $20.00
Night Depository – Annual Fee Per Bag No charge
Optional Overdraft Protection $10/month + applicable interest charges
USD Business Account Draft $10.00

*Applies to Premier Business Pay-As-You-Go, Basic, and Value Chequing Accounts, ALTO Business Savings Account, and U.S. Business Savings Account.

Note: Fees for ancillary services may be included or waived as part of specific account offerings.
Note: Service fees updated September 1, 2024