We understand that securing your financial future is a top priority, that’s why our comprehensive range of investment options, available through our Avanti Investment Services™ team, in partnership with Aviso Financial Inc. and Qtrade Direct Investing®, is designed to help you achieve your unique goals. Whether you’re a seasoned investor looking for opportunities to diversify your portfolio or just starting to explore the world of investments, we want to help provide you with the knowledge, guidance, and products you need. Our commitment to delivering competitive returns, personalized service, and a secure investment environment sets us apart. Discover how our investment products can empower your financial journey today.
Guaranteed Investment Certificates (GICs)
A GIC is a low-risk investment that functions similarly to a savings account but has a guaranteed rate of return for a specified term. With the highest interest rate offered for the selected term, it provides a competitive return on your investment, with the option of automatic renewal at maturity to simplify the process of extending your investment.
With terms available from one to five years, you can select a duration that aligns with your financial goals. The minimum investment is accessible, with $500 required for adults and a more affordable option of $100 for youth under the age of 18. These features make this product a versatile and accessible option for a variety of investors.
Member benefits of GICs:
- Peace of mind knowing that your interest rate is guaranteed
- A range of terms to fit your investment needs
- All funds are reinvested in our community as loans and mortgages
- Invest in CAD or USD funds
Get a great rate today!
Whether you currently bank with WFCU Credit Union (WFCU), or with another financial institution, fill out the form below and one of our member consultants will start the process! Prefer to skip the form? Call 1-866-500-9328 or email info@wfcu.ca.
Investment Shares
WFCU Credit Union Investment Shares earn a premium rate of return. As a long-term investment, they’re perfect for your TFSA, RRSP or RRIF – plus, there are no fees or commission.
How do Investment Shares work?
Investment Shares are a straightforward investment option. Each Investment Share costs $1. The minimum purchase is 500 Investment Shares ($500). This can be funded from your WFCU Credit Union account, including your Tax-Free Savings Account (TFSA), Registered Retirement Savings Plan (RRSP), or Registered Retirement Income Fund (RRIF).
What are the benefits?
Premium Returns
Our Investment Shares earn a premium rate of return.
Diversification
If you’re looking to diversify your portfolio while minimizing risks, our Investment Share series is the perfect addition to your holdings.
Stronger Together
When you invest directly with us, it helps strengthen WFCU Credit Union, benefitting all members through innovative banking products and services.
Community Investment
WFCU Credit Union is committed to making the communities we serve the best places to live and work. Investment Shares help support this.
Mutual Funds
WFCU is committed to providing our members with access to investment options suited to their individual needs. More and more people are turning to mutual funds as a way to save for a secure financial future. Through our Avanti Investment Services team, or using one of our investing partners like Qtrade Direct Investing, you can purchase top quality mutual funds with names you’ll recognize, including:
- NEI Northwest Ethical Funds
- Mackenzie Mutual Funds
- Fidelity Mutual Funds
- CI Investment Services Inc.
- AGF
- Franklin Templeton
Responsible Investing
Our Avanti Investment Services team are all accredited specialists in responsible investment solutions, and we are pleased to offer a series of products through NEI Investments that incorporate environmental, social and governance factors into the selection and management of the funds. Invest with purpose and peace of mind by choosing investments that offer better risk-adjusted returns, while also contributing to important social and environmental issues that align with your priorities.
Stocks and Bonds
A diversified portfolio should include a broad mix of investments to reduce your overall risk profile. At WFCU, our members have access to a number of investment vehicles through Qtrade Direct Investing, including:
Talk to us about DIY Investing
Mutual funds and related financial planning services are offered through Aviso Wealth, a division of Aviso Financial Inc. Financial planning services are available only from advisors who hold financial planning accreditation from applicable regulatory authorities. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated.
Online brokerage services are offered through Qtrade Direct Investing. Qtrade Direct Investing and Qtrade Guided Portfolios are divisions of Aviso Financial Inc.
NEI Investments is a registered trademark of Northwest & Ethical Investments L.P. (“NEI LP”). Northwest & Ethical Investments Inc. is the general partner of NEI LP and a wholly-owned subsidiary of Aviso Wealth Inc. (“Aviso”). Aviso is the sole limited partner of the NEI LP. Aviso is a wholly-owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and the CUMIS Group Limited.
