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Premier 1 Account Logo

Putting business members in charge.

Giving you the ability to choose the chequing account that is right for your unique business needs.

From Premier Business Pay-As-You-Go to Premier Business Plus, our range of business accounts provide tailored solutions based on business size, transactions, and goals.

Monthly Fee$4.50$20.00$50.00Custom Pricing
Free Transactionsup to 3up to 50up to 200Unlimited
Interac e-Transfers®$1.50$1.50UnlimitedUnlimited
Cash & Coin Supplied0.1% of total0.1% of total0.1% of totalIncluded
Cash & Coin Deposited0.1% of total0.1% of total0.1% of totalIncluded
Interest 3No InterestTiered interest daily
& paid monthly
Tiered interest daily
& paid monthly
Tiered interest daily
& paid monthly

Terms and Conditions

To learn more about all our Premier Business Accounts or to discuss which business account is best suited for your needs, please stop by one of our convenient branch locations, or reach us at 519-974-WFCU or by email at
1Deposits include in branch deposits, ATM deposits, electronic deposits including preauthorized credits, e-transfers received, deposit anywhere cheque deposits, and corporate deposit capture.
2Withdrawals include in branch withdrawals, ATM withdrawals, electronic withdrawals including preauthorized debits, point of sale, bill payments, and cheques.
3Select PREMIER accounts can earn interest, with interest calculated on the minimum daily balance and paid monthly based on the balance of the following tiers: $0.01 – $74,999 I $75,000 – $149,999 I $150,000 – $299,999 I $300,000+

U.S. Business Savings/Chequing Account

A daily interest savings account with an option for chequing privileges. Businesses can conveniently deposit U.S. cheques or cash directly into the account without converting it to Canadian funds. Interest is calculated daily and paid monthly, based on a tiered structure.

U.S. deposits are not included in the deposit insurance coverage provided by the Financial Services Regulatory Authority (FSRA).

ALTO Business Savings Tiers Interest Rate
Under $9,9990.15%
$10,000 - $74,9990.25%
$75,000 - $299,9990.50%

ALTO Business Savings Account

The ALTO Business Savings Account gives businesses the opportunity to earn higher interest as their balances grow. Interest is calculated on the minimum daily balance and paid monthly on the entire balance based on a tiered structure. While there is no fee for credits and deposits on this account, there is a fee for debits and withdrawals.

Community 1 Chequing Account

Community outside of church

WFCU’s Community 1 Chequing Account is a daily interest chequing/savings account available to charities, service clubs, non-profit groups, youth or school groups and other institutions, and includes:

  • All deposits, in-branch withdrawals, and electronic debits
  • Chequing and optional online or returned cheque images
  • All transfers to and from accounts
  • Certified cheques and drafts
  • Online banking access
  • Free night depository
  • Free bank confirmations
  • No-fee U.S. Business Chequing account with option to have cheque images returned, at no charge
  • Rolled coin accepted at no charge (U.S. rolled coin accepted as CDN currency, no exchange applied)

The Community 1 Chequing Account includes a low monthly fee of $3.50 which is waived when a minimum monthly balance of $2,500 is maintained.

ALTO Community Savings Account

Community Group in basement

WFCU’s ALTO Community Savings Account gives organizations the opportunity to earn higher interest as their balances grow. Interest is calculated on the minimum daily balance and paid monthly on the entire balance based on the following tiered structure:

ALTO Community Savings Tiers Interest Rate
Under $9,9990.15%
$10,000 - $74,9990.25%
$75,000 - $299,9990.50%

With the ALTO Community Savings Account, there is no fee for regular debit items, including deposits, in-branch withdrawals, and POS transactions.

Professional Program

WFCU offers qualifying members the Professional Program, the perfect mix of products and services to meet your personal and business needs. Whether you are an accountant, lawyer, engineer, architect, or another professional running your own practice, this program is for you! Aside from managing the daily requirements of your profession, you need financial services to help you manage your business and personal banking; that’s why the Professional Program was created.

Benefits for you include:

  • Diamond Chequing Account with a $10 monthly fee for unlimited everyday transactions, including certified cheques, Canadian and U.S. drafts, stop payments, and cheque orders
  • Value-added services, including unlimited e-transfers, buyer protection, extended warranty, and price protection
  • Savings Account with debit fees waived
  • U.S. Business Chequing Account with debit fees waived
  • U.S. Dollar Visa*
  • Fixed-rate investments which earn a top-tier rate regardless of the amount invested
  • Avanti Investment Services, in partnership with Aviso Financial Inc.
  • Student Line of Credit at Prime for medical/dental students
  • Personal loans
  • Lines of Credit, both secured and unsecured, at Prime
  • MortgagePlus HELOC or variable-rate mortgage priced at Prime
  • Fixed-rate mortgages

Benefits for your business include:

  • Premier Business Chequing Account with monthly fee waived if a $2,500 minimum balance is maintained
  • Business Savings Account with debit fees waived
  • Business Operating Line at Prime
  • U.S. Business Chequing Account with debit fees waived
  • Term loans, both fixed and floating, at Prime
  • Mortgages

Healthcare Professional Program for Physicians

Our Healthcare Professional Program for Physicians is a uniquely tailored program designed for the doctors who care for our members and our communities across Ontario. At WFCU, we understand the dedication and financial impact a career in healthcare takes, and we are devoted to helping doctors succeed. Whether you are launching your medical career or are a seasoned practitioner, this program provides customized services and support for your personal and business needs.

Benefits for you include:

  • Free EVA Diamond Chequing Account
  • No fee Savings Account and U.S. Daily Interest Savings Account
  • CDN and USD Visa Credit Cards with annual fee refunded
  • Prime -.25% secured and unsecured Lines of Credit*
  • Prime -.25% Home Equity Line of Credit*

Benefits for your business include:

  • Free Premier Basic Business Chequing Account or 50% discount on Premier Value Business Chequing Account
  • No fee Business Savings Account and U.S. Business Account
  • CDN & USD Business Visa Credit Cards with annual fee refunded
  • Prime -.25% Business Operating Line of Credit*
  • Prime -.25% Term Loans, up to $1M fixed or floating*
  • Customized financing for all of your real estate needs

Healthcare Professional Program for Student Physicians:

  • Prime -.25% Student Line of Credit with $350K limit*

*On approved credit. Terms and conditions apply

Business VISA Cards

visa low rate business card

Low Rate VISA Business Card

The practical solution for business purchases.

Keep costs down with the Low Rate Visa Business Card while streamlining expense reporting to help make budgeting easier.

More Details
visa no fee cash back business card

No Fee Cash Back VISA Business Card

The smart way to make the most of your company’s purchases.

The No Fee Cash Back Visa Business Card allows you to earn cash back for the purchases your business regularly makes.

More Details
Visa infinite business card

VISA Infinite Business Card

Exclusive privileges for your business.

Your new Visa Infinite Business Card is your key to earning privileges for your company! Generous benefits and exceptional services make this card the most convenient way to handle your business expenses.

More Details

*Trademark of Visa Int.

Manage Your Visa Account Online

CardWise is a new account management tool for cardholders with an enhanced user experience. CardWise users have access to an online and mobile self-service interface with customizable alerts and controls, improved security features, and compatibility with Apple Pay and Google Pay for added convenience. Visit to enrol today!

Existing cardholders can continue to access their account information 24/7 through the MyCardInfo account management tool, available at

Mobile Wallet

Member cardholders can enjoy the convenience of one-tap payment. Whether you have an iPhone, Samsung, or Google device, load your WFCU Visa credit card to your mobile wallet and leave your “physical” wallet at home.

Learn More About our Mobile Wallet

Lost Visa Card?

If your WFCU Visa credit card is either lost or stolen, please call:


wfcu mark



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