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Rates

Mortgage Rates

5-Year Fixed Rate High Ratio
Mortgage Special

4.99

5-Year Fixed Rate Cashback
Mortgage Special

5.49

1-Year Fixed Rate
Mortgage Special

6.99

2-Year Fixed Rate
Mortgage Special

5.29

3-Year Fixed Rate
Mortgage Special

5.64

Fixed, First and
Second Mortgage

6-Month
7.29%
1-Year
7.49%
2-Year
7.19%
3-Year
6.89%
4-Year
6.49%
5-Year
6.79%
7-Year
7.19%

Cashback, Fixed
First Mortgages

3-Year – 3% Cashback
7.99%
4-Year – 4% Cashback
7.59%
5-Year – 5% Cashback
6.99%
7-Year – 5% Cashback
8.29%

Variable, First and
Second Mortgages

Closed
From 7.20%
Open
From 8.20%

Auto Loan Rates

Special

4-Year Term: 2019 Models

6.99

6-Year Term: 2020-2022 Models

6.99

Fixed, New Car Loan (Maximum Term)

4-Year Term: 2019 Models
6.99%
6-Year Term: 2020-2022 Models
6.99%
7-Year Term: 2023 Models
6.99%
8-Year Term: 2024 Models and Newer
6.99%

Personal Loan Rates

Quick Loan ($10,000 Max)

7.99

100% Secured CU Line

7.20

Loans

Fixed
1–5-Year Term
From 8.50%
Quick Loan
Maximum $10,000
7.99%
Variable Rate
Personal Loan
From 11.20%
Variable Rate
Maximum RRSP Loan
8.45%
CU Line
100% Secured
7.20%

Lines of Credit

CU Line – Unsecured
From 9.70%
Student Line of Credit
From 9.70%

Overdraft Protection

CU Overdraft Protection
From 21.00%

Deposits

1% greater than the rate on the deposit
1-Year Fixed

Investment Rates

Fixed-Rate Investments
(RRSP, RRIF, TFSA and GIC)

1-Year
4.25%
2-Year
4.00%
3-Year
3.75%
4-Year
3.75%
5-Year
4.15%

Short-Term Deposits
(RRSP, RRIF, GIC and TFSA)

30-89 Days
0.200%
90-179 Days
0.250%
180-364 Days
0.400%

Other
Investments

Step-By-Step GIC/TFSA/FHSA
2.75%
Cashable, 1-Year GIC
2.75%
Special

6-Month Fixed

5.15

1-Year Fixed

5.90

Fixed-Rate Investments
(RRSP, RRIF, TFSA and GIC)

1-Year
3.00%
2-Year
3.75%
3-Year
3.75%
4-Year
3.75%
5-Year
4.15%

Deposit Special
(RRSP, RRIF, TFSA and GIC)

1-Year Special
5.15%
2-Year Special
4.90%
5-Year Special
4.35%
Cashable, 1-Year GIC Special
3.25%
Step-By-Step GIC/TFSA Special
4.00%

Foreign Exchange Rates

United States (Dollar)
Buying: 1.3910
Selling: 1.3410
United Kindgom (Pound)
Buying: 1.7799
Selling: 1.6474
Euro
Buying: 1.5190
Selling: 1.3905

Buying = Member Buys Foreign Currency
Selling = Member Sells Foreign Currency

The rates on this page are against Canadian dollars and apply to transactions up to $999. Rates can only be guaranteed at the time the purchase or sale is conducted. Rates are provided for information purposes only and are subject to change at any time.

Prime

7.20

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