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Rates

Mortgage Rates

5-Year Fixed Rate High Ratio Mortgage Special

4.39

5-Year Fixed Rate Mortgage Special

4.49

2-Year Fixed Rate Mortgage Special

5.29

3-Year Fixed Rate Mortgage Special

4.69

Fixed, First and
Second Mortgage

6-Month
7.29%
1-Year
7.49%
2-Year
7.19%
3-Year
6.89%
4-Year
6.49%
5-Year
5.39%
7-Year
7.19%

Cashback, Fixed
First Mortgages

3-Year – 3% Cashback
7.99%
4-Year – 4% Cashback
7.59%
5-Year – 5% Cashback
5.59%
7-Year – 5% Cashback
8.29%

Variable, First and
Second Mortgages

Closed
From 6.45%
Open
From 7.45%

Home Equity Line of Credit

First Mortgage
From 7.45%
Second Mortgage
From 7.45%

Auto Loan Rates

Special

4-Year Term: 2019 Models

6.99

6-Year Term: 2020-2022 Models

6.99

Fixed, New Car Loan (Maximum Term)

4-Year Term: 2019 Models
6.99%
6-Year Term: 2020-2022 Models
6.99%
7-Year Term: 2023 Models
6.99%
8-Year Term: 2024 Models and Newer
6.99%

Personal Loan Rates

Quick Loan ($10,000 Max)

7.99

100% Secured CU Line

6.45

Loans

Fixed
1–5-Year Term
From 8.50%
Quick Loan
Maximum $10,000
7.99%
Variable Rate
Personal Loan
From 10.45%
Fixed Rate
1 Year RRSP Loan
6.95%
Fixed Rate
2 Year RRSP Loan
7.95%
Variable Rate
Maximum RRSP Loan
7.70%

Lines of Credit

CU Line – Unsecured
From 8.95%
Student Line of Credit
From 8.95%
CU Line
100% Secured
6.45%

Overdraft Protection

CU Overdraft Protection
From 21.00%

Personal Loan – 100% Secured

1% greater than the rate on the deposit
1-Year Fixed

Investment Rates

Fixed-Rate Investments
(RRSP, RRIF, TFSA and GIC)

1-Year
3.75%
2-Year
3.55%
3-Year
3.40%
4-Year
3.35%
5-Year
3.35%

Short-Term Deposits
(RRSP, RRIF, GIC and TFSA)

30-89 Days
0.200%
90-179 Days
0.250%
180-364 Days
0.400%

Other
Investments

Step-By-Step GIC/TFSA/FHSA
2.75%
Cashable, 1-Year GIC
2.75%

Fixed-Rate Investments
(RRSP, RRIF, TFSA and GIC)

1-Year
3.00%
2-Year
3.75%
3-Year
3.75%
4-Year
3.75%
5-Year
4.15%

Deposit Special
(RRSP, RRIF, TFSA and GIC)

1-Year Special
5.15%
2-Year Special
4.90%
5-Year Special
4.35%
Cashable, 1-Year GIC Special
3.25%
Step-By-Step GIC/TFSA Special
4.00%

Currency Exchange Rates

United States (Dollar)
Buying: 1.4200
Selling: 1.3700
United Kingdom (Pound)
Buying: 1.8396
Selling: 1.7071
Euro
Buying: 1.5515
Selling: 1.4230

Buying = Member Buys Foreign Currency
Selling = Member Sells Foreign Currency

The rates on this page are against Canadian dollars and apply to transactions up to $999. Rates can only be guaranteed at the time the purchase or sale is conducted. Rates are provided for information purposes only and are subject to change at any time.

Prime

5.95

All rates subject to terms and conditions
View full terms and conditons at wfcu.ca/fineprint