Our dedicated Commercial Services team acts as an extension of your business, helping to solve your unique financial challenges and ensuring your assets are working hard for you. Ranked among the top three commercial lenders in the Ontario credit union system by book size, WFCU partners with clients in the real estate, agriculture, manufacturing, construction, and retail sectors, among others. With over 80 years supporting businesses of all sizes in our communities and across Canada, WFCU Commercial Services is your trusted business finance partner.
Term Loans
Whether you are looking to fund capital expenditures or operational costs, or require a term loan over an established period of time to support the growth of your business, we can provide loan options and terms that work for you.
Operating Lines of Credit
Access working capital whenever you require it with a commercial line of credit from WFCU. Whether your goal is to even out your cash flow or to have an accessible emergency fund, our lines of credit provide flexibility for your everyday business needs.
Commercial Mortgages
Construction Financing
WFCU offers customized financing for developers and has been a key player in over $1B in funded construction commitments over the last 10 years. With a depth of experience in the market, our dedicated team develops solutions that meet the unique needs of our members.
Public Sector Services
Benefit from our dedicated and experienced team
WFCU Public Sector services provides full-service banking, electronic exchange of information, payroll processing, debt financing, payment services, and investment solutions for municipalities, utilities, schools, and other civic agencies across Ontario.
Through a consultative approach, we take the time to understand our members’ unique operational complexities and constraints. Through innovation, customization, and experience, we deliver products and services that help you keep more money in your taxpayers’ pockets.
We provide customized solutions and aggressive interest rates to maximize the return on operating, or savings accounts and fixed-term GIC investments with no risk to the principal balances. Our innovative solutions and value-added partnerships drive operational efficiencies, improve treasury functions, and deliver strong cash management services.