ENTRY PERIOD. Sweepstakes begins at 12:00:00 AM Eastern Time (“ET”) on October 4, 2024 and ends at 11:59:59 PM ET on November 16, 2024, (the “Sweepstakes Entry Period”).
ELIGIBILITY. WFCU Credit Union Taylor Swift Sweepstakes (“Sweepstakes”) is open to persons resident in Ontario, who are 18 years of age or older at the time of entry (“Entrant”).
Current, former and retired employees, officers and directors of Windsor Family Credit Union Limited (“Sponsor”), its subsidiaries, divisions and affiliated companies, representatives, agents, dealers, affiliates, distributors, advertising and promotional agencies, advertising, promotion and administrative agencies; and anyone else connected with the production and distribution of this Sweepstakes and their immediate family members (spouse, parent, child, sibling, regardless of where they reside) and those living in their same households, whether or not related to any of the above-named entities, are not eligible to participate or win. Only an individual meeting all eligibility requirements set forth in the Official Rules may participate in the Sweepstakes or win a prize. In the event of any conflict or inconsistency with any other advertising, promotional or other materials, these Official Rules shall govern. The Sponsor reserves the right to verify the eligibility of a winner before awarding any prize.
HOW TO ENTER:
For New Members:
Attend a Sponsor location, request to participate in the Sweepstakes and complete the following:
For 2 entries – Open a new membership with a Gold or Diamond EVA chequing account with a minimum deposit of $250 and a minimum of one (1) automatic bill payment. The automatic bill payment must be set up within one (1) week of the account opening date or by November 16, 2024, whichever comes first.
The eligible chequing account must remain open and in good standing for 120 days from the time of opening. If the chequing account is closed within 120 days of opening, the balance is reduced below $250 or the bill payment is removed, the Entrant will be prohibited from entering WFCU Credit Union contests for 3 years.
For an additional 5 entries, a new member can perform any of the following during the Entry Period:
- Open a new non-redeemable GIC account for one (1) year or greater with a minimum deposit of $500,
- Apply and be approved for a personal loan or line of credit in the amount of $1,000 or greater,
- Open a new youth EVA account for a dependent minor under the age of 18 with a minimum deposit of $50, or
- Add overdraft protection.
The maximum number of entries available to a new member is seven (7) entries.
For Current Members:
Request to participate in the Sweepstakes and complete the following:
For 5 entries, a current member can perform any of the following during the Entry Period:
- Open a new non-redeemable GIC account for one (1) year or greater with a minimum deposit of $500,
- Apply for and be approved for a personal loan or line of credit in the amount of $1,000 or greater,
- Open a new youth EVA account for a dependent minor under the age of 18 with a minimum deposit of $50,
- Open a new Gold or Diamond EVA chequing account with a minimum deposit of $250 and minimum of one (1) automatic bill payment. The automatic bill payment must be set up within one (1) week of the account opening date or by November 16, 2024, whichever comes first, or
- Add overdraft protection.
The eligible chequing account must remain open and in good standing for 120 days from the time of opening. If the chequing account is closed within 120 days of opening, the balance is reduced below $250 or the bill payment is removed, the Entrant will be prohibited from entering WFCU Credit Union contests for 3 years.
The maximum number of entries available to a current member is five (5) entries.
Once the method of entry is completed, the Entrant will be entered into the Sweepstakes.
Additional entries received from the same Entrant more than the stated limitation will be void. All entries become the exclusive property of the Sponsor and will not be acknowledged or returned. The use of script, macro or automated devices (or any other devices intended to automate or subvert any aspect of entry) to enter the Sweepstakes is prohibited, and any entry through such means and any entry that is deemed to be ineligible (at the Sponsor’s sole discretion) and in accordance with these Official Rules are void. In the event of a dispute as to the identity of an Entrant based on the email address submitted, the entry will be deemed to be submitted by the person named on the applicable entry (regardless of whether that is the name of the authorized account holder of the email address from which said entry form was submitted), provided such individual is eligible according to these Official Rules.
To enter the Sweepstakes without opening a new GIC account, personal loan, line of credit, overdraft protection or a Gold, Diamond or Youth EVA chequing account and receive 1 entry, an Entrant may submit a video posted on Facebook or Instagram. To enter via this method, the Entrant is to film a video in front of any branch of the Sponsor, answer the question – “why would I choose to bank at this location”, include #WFCUErasTour in the caption and tag WFCU Credit Union. The video must be posted by 11:59.59 PM ET on November 16, 2024 to be considered. The Sponsor is not responsible for late, lost, illegible or misdirected posts. The Entrant is entitled to 1 entry regardless of the number of social media accounts or posts made. Any attempted participation beyond this limit or multiple entries received from any Entrant (including, without limitation, by providing multiple sets of false contact information) are void and they may be disqualified at the Sponsor’s sole discretion. Entries that are incomplete, garbled, corrupted, mechanical, or unintelligible for any reason, are void and will not be accepted.
PRIZES. The Sweepstakes will award one (1) prize package containing two (2) suite tickets to the Taylor Swift Eras Tour concert in Toronto, Ontario on November 22, 2024. The approximate retail value is $2,000.
WINNER SELECTION AND NOTIFICATION. One winner (the “Winner”) will be randomly selected on November 18, 2024 from all eligible entries. The Winner will be notified by telephone and/or email and/or direct message. If the Winner cannot be successfully contacted within 24 hours of the first notification attempt, the prize will be forfeited, and an alternate Winner will be selected from all remaining eligible entries. Upon prize forfeiture, no compensation will be given. The Winner must be available to attend on the concert date.
The Winner will be required to answer a skill-based time limited question correctly to claim the prize.
The Winner is responsible for transportation to and from the concert, lodging, and any other costs related to the Winner’s attendance at the concert. If the Winner is unable to attend or unable to secure transportation, such prize will be forfeited. The odds of winning will depend on the total number of eligible entries received prior to the draw.
IMPORTANT NOTICES. If the event is delayed, postponed, or cancelled for any reason, the Winner will not be reimbursed for the prize. Prizes are subject to standard rain-check policies and procedures. No prize substitution will be offered, no transfer of prize to a third party is permitted, and prizes may not be redeemed or sold for cash value.
Winners are subject to the terms and conditions of the event host and event venue.
CONSENT AND RELEASE. To the fullest extent possible in law, Entrants and/or Winner and on behalf of their guest, and their respective heirs, executors, administrators, legal representatives, successors and assigns, agrees to release, defend and hold harmless Windsor Family Credit Union Limited (includes WFCU Credit Union, ECU – A Division of WFCU Credit Union, Healthcare – A Division of WFCU Credit Union, Rapport, A Division of WFCU Credit Union) and each of their respective subsidiaries, divisions, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors (“Releasees”) from any and all actions, causes of action, suits, debts, dues, sums of money, accounts, reckonings, bonds, bills, specialties, covenants, contracts, controversies, agreements, promises, variances, trespasses, lost profits, indirect or direct damages, consequential damages, incidental damages, punitive or exemplary damages, judgments, extent, executions, claims and demands whatsoever, in law, admiralty or equity, whether known or unknown, foreseen or unforeseen, against the Releasees which any one or more of the Entrants, Winner and/or their guest ever had, now have or hereafter can, shall or may have which in any way arise out of or result from the Entrant’s, Winner’s and/or their guest’s participation in this Sweepstakes or acceptance, use or misuse of any prize. Entrants, Winner and/or their guest assume all liability for any injury, including death or damage caused or claimed to be caused, by participation in this Sweepstakes or indirect use or redemption of the prize.
The Sponsor is not responsible for any typographical or other error in the printing of the offer, administration of the Sweepstakes or in the announcement of any prize. The Sponsor reserves the right to modify, suspend or cancel the Sweepstakes or these Official Rules at any time and without notice including in the event the Sponsor is prevented from continuing with the Sweepstakes as contemplated herein by any event beyond its control, or otherwise, including but not limited to fire, flood, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared) or any federal, provincial, or local government law, order, or regulation, or order of any court, or other cause.
Furthermore, the Sponsor reserves the right to terminate the Sweepstakes if it becomes technically corrupted or if fraud, technical failures, any other errors or other causes corrupt the security or integrity of the Sweepstakes (including if a computer virus or system malfunction inalterably impairs its ability to conduct the Sweepstakes), and to determine winners from among all eligible entries received prior to termination.
GENERAL/LIMITATIONS. The Sponsor is not responsible for (i) entries that are altered, delayed, deleted, destroyed, forged, fraudulent, improperly accessed, inaccurate, incomplete, interrupted, irregular in any way, late, lost, misdirected, multiple, non-delivered, stolen, tampered with, unauthorized, unintelligible or otherwise not in compliance with these Official Rules; (ii) any attempts to submit entry that is interrupted or unavailable satellite, network, server, Internet Service Provider, or other connections; telephone or cell phone availability or accessibility; miscommunications; failed computer, satellite, telephone or cable transmissions, lines or technical failure; (iii) jumbled, corrupted, scrambled, delayed or misdirected transmissions; (iv) computer hardware or software malfunctions, failures, technical errors or difficulties; (v) unauthorized human intervention or human error; (vi) undeliverable emails resulting from any form of active or passive email filtering, insufficient space in Entrant’s email account to receive email; (vii) other errors of any kind, whether due to electronic, human, mechanical, printing, production or technical errors or other causes; even if caused by the negligence of any of the Releasees. Each of such potential entries will be disqualified.
Void where prohibited or restricted by law and subject to all applicable federal, provincial, and local laws and regulations.
The Sponsor reserves the right at its sole discretion to disqualify any individual that behaves in a disruptive, annoying, harassing, or threatening manner; or tampers or attempts to tamper with the entry process and/or the operation of the Sweepstakes or violates these Official Rules. LEGAL WARNING: ANY ATTEMPT BY AN INDIVIDUAL, WHETHER OR NOT AN ENTRANT, TO DELIBERATELY INTERFERE WITH THE OPERATION OF THE SWEEPSTAKES, IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES AND DILIGENTLY PURSUE ALL REMEDIES AGAINST ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW.
RIGHTS GRANTED BY YOU. By accepting a prize, you understand and agree that the Sponsor, anyone acting on behalf of the Sponsor or its licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your name, city of residence, statements about the Sweepstakes, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes without any further compensation, notice, review, or consent.
PRIVACY POLICY. Information submitted with an entry is subject to the Privacy Policy stated on the WFCU Credit Union website. To read the Privacy Policy, click visit https://mywfcu.ca/online-policies/#privacy.
The Sweepstakes is in no way sponsored, endorsed or administered by Taylor Swift, Taylor Swift’s agents and
representatives, Firefly Entertainment Inc. (the foregoing collectively, the “Taylor Swift Entities”), or any of their respective parents, governors, subsidiaries, affiliates, directors, officers, shareholders and agents and each of them is completely released of all liability by each entrant in this Sweepstakes. Any questions, comments or complaints regarding the Sweepstakes must be directed to the Sponsor and not to the Taylor Swift Entities.
This Contest is in no way sponsored, endorsed, administered by or associated with any third party social media or social networking service or site (each a “Third Party Service”), including but not limited to Facebook, Instagram and/or X (previously Twitter).
