Rates
Mortgage Rates
4.39
5-Year Fixed Rate Mortgage Special
4.49
2-Year Fixed Rate Mortgage Special
5.29
3-Year Fixed Rate Mortgage Special
4.69
Fixed, First and
Second Mortgage
6-Month
7.29%
1-Year
7.49%
2-Year
7.19%
3-Year
6.89%
4-Year
6.49%
5-Year
5.39%
7-Year
7.19%
Cashback, Fixed
First Mortgages
3-Year – 3% Cashback
7.99%
4-Year – 4% Cashback
7.59%
5-Year – 5% Cashback
5.59%
7-Year – 5% Cashback
8.29%
Variable, First and
Second Mortgages
Closed
From 4.65%
Open
From 6.45%
Home Equity Line of Credit
First Mortgage
From 6.45%
Second Mortgage
From 6.45%
Auto Loan Rates
Special
4-Year Term: 2019 Models
6.99
6-Year Term: 2020-2022 Models
6.99
Fixed, New Car Loan (Maximum Term)
4-Year Term: 2019 Models
6.99%
6-Year Term: 2020-2022 Models
6.99%
7-Year Term: 2023 Models
6.99%
8-Year Term: 2024 Models and Newer
6.99%
Personal Loan Rates
Quick Loan ($10,000 Max)
7.99
100% Secured CU Line
5.45
Loans
Fixed
1–5-Year Term
From 8.50%
Quick Loan
Maximum $10,000
7.99%
Variable Rate
Personal Loan
From 9.45%
Fixed Rate
1 Year RRSP Loan
5.95%
Fixed Rate
2 Year RRSP Loan
6.95%
Variable Rate
Maximum RRSP Loan
6.70%
Lines of Credit
CU Line – Unsecured
From 7.95%
Student Line of Credit
From 7.95%
CU Line
100% Secured
5.45%
Overdraft Protection
CU Overdraft Protection
From 21.00%
Personal Loan – 100% Secured
1% greater than the rate on the deposit
1-Year Fixed
Investment Rates
Fixed-Rate Investments
(RRSP, RRIF, TFSA and GIC)
1-Year
3.75%
2-Year
3.55%
3-Year
3.40%
4-Year
3.35%
5-Year
3.35%
Short-Term Deposits
(RRSP, RRIF, GIC and TFSA)
30-89 Days
0.200%
90-179 Days
0.250%
180-364 Days
0.400%
Other
Investments
Step-By-Step GIC/TFSA/FHSA
2.75%
Cashable, 1-Year GIC
2.75%
Fixed-Rate Investments
(RRSP, RRIF, TFSA and GIC)
1-Year
3.00%
2-Year
3.75%
3-Year
3.75%
4-Year
3.75%
5-Year
4.15%
Deposit Special
(RRSP, RRIF, TFSA and GIC)
1-Year Special
5.15%
2-Year Special
4.90%
5-Year Special
4.35%
Cashable, 1-Year GIC Special
3.25%
Step-By-Step GIC/TFSA Special
4.00%
Currency Exchange Rates
United States (Dollar)
Buying: 1.4625
Selling: 1.4125
United Kingdom (Pound)
Buying: 1.8435
Selling: 1.7110
Euro
Buying: 1.5342
Selling: 1.4057
Buying = Member Buys Foreign Currency
Selling = Member Sells Foreign Currency
The rates on this page are against Canadian dollars and apply to transactions up to $999. Rates can only be guaranteed at the time the purchase or sale is conducted. Rates are provided for information purposes only and are subject to change at any time.
Prime
5.45
All rates subject to terms and conditions
View full terms and conditons at wfcu.ca/fineprint
