Border-Free
Banking

Living life in two currencies?

Our Windsor-Essex members are uniquely positioned with thousands of residents crossing the U.S. border daily for work, education, and recreation. While there are many benefits of border hopping, including competitive rates and wages, the financial challenge of operating in two currencies can be frustrating.

As a member of WFCU and its divisions, whether you are working, learning, travelling, or shopping across the border, you can benefit from a suite of market-leading U.S. dollar products and services with our Border-Free Banking solutions to put the headache of fluctuating exchange rates behind you. Take advantage today.

U.S. dollar Loans

We offer loans with favourable rates, minimizing the impact of fluctuating exchange rates on your budget. Moreover, WFCU and its divisions offer credit and debit cards with competitive international transaction fees, making it convenient and cost-effective to make substantial U.S. dollar-denominated purchases.

Whether you’re buying a big-ticket item or planning an overseas trip, we understand the importance of providing our members with seamless and affordable solutions for managing larger expenses in U.S. currency, ensuring that your financial transactions remain straightforward and economical.

U.S. dollar Visa*

Your new U.S. dollar Visa Card is your key to earning the privileges you deserve whenever you go to the United States or shop online with a U.S. company. Because there are no foreign transaction fees for U.S. purchases, this is the perfect card when you travel or shop in the U.S.

*Trademark of Visa Int., used under license

U.S. dollar GICs

U.S. dollar Guaranteed Investment Certificates (GICs) provide a range of flexible options to suit your investment needs, with terms spanning from as short as 30 days to as long as one year. These GICs offer a great way to grow your savings in U.S. currency, making them an attractive choice for both short-term and mid-term financial goals.

Our U.S. dollar GICs offer a reliable and low-risk avenue for achieving your financial objectives. Plus, with the support and guidance provided by our team, you can make informed decisions about the right GIC term for your specific financial situation, ensuring that your money works harder for you while you maintain peace of mind about its safety.

U.S. Daily Interest Savings Account

Our U.S. Dollar Daily Interest Savings Account offers optional chequing privileges.

Benefits of this account include:

The convenience of avoiding fluctuating exchange rates by having U.S. funds available

The ability to deposit U.S. cash, cheques or travellers cheques without conversion

No fees per debit with a minimum monthly balance of $1,000, otherwise $1.00 per debit

No minimum balance required to earn interest

A competitive interest rate, calculated daily and paid monthly

Convenient access to online statements

No fee for cashing or depositing U.S. cheques

Foreign Exchange Services

Need to exchange currency? Make the most of every U.S. dollar with our Foreign Exchange Services. Whether you’re a business making large sum transactions, or you’re traveling abroad, our Foreign Exchange Services offer the best avenue to exchange your money. Our dedicated team continuously monitor the currency markets, ensuring you always get the best available rate.

For U.S. currency, stop by a retail location today for your next Foreign Exchange transaction. For international needs, we can buy and sell foreign currency banknotes for over 50 currencies through a partnership with Travelex. Call our Member Contact Centre at 1-866-500-9328 to learn more.