Keeping Your Holiday Finances Merry and Bright
The holiday season brings warmth, joy, and connection. It’s a time to celebrate traditions and share with the people who matter most. Yet, as gift lists grow and calendars fill up, the financial side of the season can sometimes feel overwhelming.
Amy Toebes, Manager Sales & Service, and Yass Marandi, Wealth Advisor & Financial Planner give a few simple strategies to help keep both your finances, and your spirits, bright.
Stay Safe from Holiday Scams This Season
‘Tis the season for holiday celebrations. But it’s also a time when scammers try to take advantage of the festive spirit. By learning about common scams and how to avoid them, you can enjoy the holidays with peace of mind.
Gift Card Scams
Scammers may try to trick you with fake gift cards or ask you to pay using gift cards. To stay safe, always check gift cards for signs of tampering and never share gift card numbers or codes with anyone you don’t trust.
Delivery Scams
You might get a message saying there’s a problem with your package and asking for personal details or payment. Don’t click on suspicious links. Instead, contact the delivery company directly to check on your order.
Charity Scams
During the holidays, many people want to help others. Sadly, fraudsters can pretend to be charities to steal donations. Before giving, research the organization and only donate through trusted websites or platforms.
Online Shopping Scams
Some websites offer deals that seem too good to be true—and they often are. Scammers can use fake sites and big discounts to steal your credit card information. Always shop from trusted retailers and double-check website addresses before buying.
If you notice anything unusual with your account, don’t wait—contact your credit union for help. By staying informed and alert, you can keep your holidays joyful and scam-free.
Aviso Wealth Year-End Tax Tips
Are you ready to boost your tax savings with year-end tax tips for ’25? Don’t miss this upcoming webinar with tax expert Doug Carroll discussing enhancing retirement contributions, optimizing deductions, and planning for spousal investments and family finances.
Webinar Topic: Year-end tax tips – 25 for ‘25
Date & Time: Wednesday, November 19, 2025 (two sessions available)
Speaker: Doug Carroll, Tax & Estate Specialist at Aviso Wealth Inc.
Platform: Zoom
Three Ways to Teach Your Kids About Money During The Holidays
With the holiday season quickly approaching, many parents may wonder how to teach their kids valuable lessons around spending, saving and giving back.
Here are three money management lessons to unwrap with your kids this festive season:
Save a percentage of cash gifts
Add up all your child’s cash gifts and discuss how much will go towards savings. Whether you choose 30, 40, or even 50 per cent, saving a portion of monetary gifts can help kids understand the importance of saving.
Provide a gifting budget
Empower your children by giving them a set amount of money to spend on gifts for family members. This responsibility helps them understand the value of money and the importance of making thoughtful choices.
Give back
During the holidays, emphasize the importance of giving back to the community by encouraging your kids to donate to a charity or cause. This act can serve as a reminder that the holidays are a time for giving and receiving.
If you’re looking for more financial literacy tips for yourself and your family, visit our website.
Windsor
Riverside Minor Hockey Association: International Christmas Tournament
December 28-30, 2025
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