Unlike traditional savings accounts, Investment Shares offer the potential for higher returns through dividend payments when declared.

Furthermore, by purchasing WFCU Investment Shares, Members also become more invested in the future of the credit union and the communities it serves. These investments help support growth, innovation, and the ability to provide competitive products and services for Members. It’s an opportunity to align your financial goals with an organization that shares your commitment to local communities and Member-focused banking.

Investment Shares may be suitable for:

1. Members with a long-term investment horizon.

Investment Shares may be a good fit for Members who are focused on long-term financial growth and can commit to keeping their investment in place for an extended period.

2. Individuals looking to diversify their investment portfolio.

Investment Shares can help broaden an investment portfolio by providing an alternative to traditional savings products and other investment options.

3. Investors who are comfortable accepting some level of risk in exchange for potentially higher returns.

For those willing to accept some investment risk in pursuit of potentially higher returns, Investment Shares offer the opportunity to earn dividend payments when declared.

4. Members who want to support the growth and success of their credit union.

Investing in Investment Shares allows Members to contribute to the continued growth and success of the credit union while pursuing their own financial goals.

I’m often reminded of Alex when I talk about Investment Shares.

“At 45, Alex was a relatively new WFCU Member. He had already built a solid investment portfolio and was making steady progress toward retirement. However, most of his savings were invested in public markets. Looking to diversify, Alex wanted to allocate a portion of his portfolio to a long-term investment that was not directly exposed to daily market fluctuations.

Because Alex was new to WFCU, he had not heard about Investment Shares before and was curious to learn more. After reviewing the available options, I walked him through how the investment could fit into his overall financial plan. Since most of the funds would remain invested for at least the next 20 years, Alex felt that accepting a modest level of risk in exchange for the potential to earn higher returns was a worthwhile trade-off.

Ultimately, Alex chose to move approximately one-fifth of his portfolio into Investment Shares. The potential to receive dividends that have historically been higher than prevailing GIC interest rates was appealing. So was the opportunity to diversify beyond conventional market-based investments.

Investing in WFCU Investment Shares helped Alex create a more balanced mix of investments aligned with his long-term goals. At the same time, he kept enough savings accessible for emergencies and shorter-term priorities.”